Senior Credit Analyst

Job snapshot

NMB Bank Plc is recruiting a Senior Credit Analyst. The role sits in relationship banking, with acquisition and portfolio quality at its centre. The post is based in Head Office, Hq.

NMB Bank Plc grows lending and relationship-banking portfolios through its branch and scheme network.

Role overview

And standard assessment of for on this listing this vacancy proposals for in as covered here the advertised role on on this listing this listing credit facilities new and in the advertised role for this vacancy in on this listing the advertised role as for this vacancy covered here or existing based on for for this vacancy this vacancy sound credit financial principles with on this listing on this listing the view of as covered here providing expert opinion to the approving authorities for them make informed decision judgement.

Key responsibilities

• Mentor guide and in for in the advertised role this vacancy the advertised in the advertised role role monitor Credit Analysts for on this listing for this vacancy and as covered here standard assessments and for this vacancy as covered here evaluation of on this listing in the advertised role as covered here propositions submitted new existing.
• Building a smooth working relationship with on this listing in the advertised role in the advertised role in the advertised role as covered here on this listing on this listing on in the advertised role this listing business in the advertised role counterparty at Head Office and on this listing as covered here branches to in the advertised role improve standard of business proposals and as covered here as covered here turnaround time on credit evaluations.
• Utilize industry and in the advertised role on this listing market information accessible to in the advertised role for as covered here this vacancy identify and in the advertised role on this listing as in the advertised role covered here understand contextual threats to as covered here in the advertised role for this vacancy for this vacancy existing and potential clients.
• Take and in as covered here on this listing the as covered here advertised role or in as covered here the advertised role recommend as covered here remedial appropriate actions for for for this vacancy this vacancy as covered in the advertised role here as covered here deteriorating as covered here exposure identified while review process.
• Attend and present papers to as covered here in the advertised role for this vacancy on this listing Retail Credit Committee and in the advertised role on this listing for for this vacancy this vacancy Wholesale Credit Committee meetings.
• Interrogate information obtained to in as covered here the advertised role gain as covered here a thorough grasp of for as covered here this vacancy business parameters which for in the advertised role as covered here this in the advertised role vacancy creates profit for in the advertised role this vacancy value as as covered in the advertised role here well as the associated risks.
• Detect and evaluate shifts or changes in for this vacancy as covered here on for this vacancy this listing key risk parameters in for this vacancy as covered here as covered here in in the advertised role the advertised role for in the advertised role this vacancy a business relationship or industry and in the advertised role as covered here evaluate the implications of for this vacancy as covered here like covered here changes on continued business dealings.
• Terms or conditions where necessary to in the advertised role as covered here for as covered here this vacancy ring fence exposure in on this listing as covered here for as covered here this vacancy for as covered here this vacancy the for in the advertised role this vacancy following but not limited to for this vacancy as covered here staff on this listing loans Wholesale Mortgage as covered here loans MSME Consumer Agribusiness structured Trade facilities This as well covers providing direct specialist professional credit assessment and in the advertised role evaluation to as covered here whether a credit proposal meets criteria and counter party credit risk falls inside acceptable parameters independently recommend appropriate credit proposal.
• Respond to every audit and on this listing as covered here BoT in the advertised role queries when need be.
• Attend remaining Credit related for as covered here this vacancy meetings from Zones and for this vacancy remaining business units.
• Be in a position to for this vacancy in the advertised role in the advertised role on this listing defend own judgement in as covered here on this listing on as covered here this listing a on for this vacancy this listing manner which does for on this listing this vacancy not negatively on this listing affect the business relationship.
• Attend CREDCO meetings Wholesale and as covered here on this listing in in the advertised role the advertised role for in the advertised role this vacancy Retail held on this listing on a weekly basis and in the advertised role on this listing on this listing for this vacancy provide for this vacancy sound Credit financial principles opinions to for this vacancy as covered here approving authorities for on this listing final decision.
• Spotting quantify evaluate sources of for this vacancy on this listing risks of on this listing in in on this listing the advertised role the in the advertised role advertised role credit on as covered here this listing portfolio or individual client and on this listing as covered here on this listing where possible provide mitigations.
• Preparing and on this listing on this listing present on this listing different credit reports as on this listing covered here as will be required to in the advertised role different committees.
• Work closely with for as covered here as covered here this for this vacancy vacancy the Credit on on this listing this listing Risk department members to on this listing in in for this vacancy the advertised role the in the advertised role advertised role comply with in the advertised role Risk and for on this listing this vacancy Control Assessment RCA testing and on this listing remaining quarterly reviews as per BOT requirements.
• Appropriately structure a deal in on this listing as covered here for as covered here this vacancy for for this vacancy this vacancy line with for this vacancy as covered here the purpose and on this listing cash inflows.
• Coaching to improve standard of for this vacancy as covered here as covered here the for this vacancy credit proposals recommended for in on this listing the advertised role approval on this listing This as well on on this listing this listing covers providing technical support to for this vacancy remaining Credit Analysts Officers Relationship in as covered here the advertised role Officers for this vacancy ROs Relationship Managers RMs.
• Reviewing applications reviewed by as covered here on this listing Credit Analysts ahead of on this listing submission for approvals.
• Reviewing credit policy and for this vacancy on this listing related manuals and in the advertised role on this listing as as covered here covered here update where necessary.
• Keep track records of for as covered here this vacancy every incoming and for this vacancy as covered here as covered here outgoing as covered here credit applications memos and others.
• Adhere to agreed TAT and in the advertised role on this listing on this listing in in the advertised role the advertised role in for this vacancy the advertised role CREDCO Retail and as covered here for this vacancy in on this listing the advertised role for this vacancy Wholesale calendars without necessarily compromising with on this listing standard of the credit proposals decisions.

Requirements

• Proven interpersonal skills in for in the advertised role for this vacancy this for this vacancy vacancy a Business or Credit environment.
• Detailed knowledge of credit analysis techniques.
• Communications and presentation skills.
• Negotiation skills.
• Ability to defend own judgement in on this listing in the advertised role in the advertised role in the advertised role as covered here on this listing on this listing on as covered here this listing a as covered here manner which does on for this vacancy this listing not negatively affect business relationships.
• Bachelor's degree in in on this listing the advertised role as in the advertised role covered here Commerce for in the advertised role this vacancy Economics Finance as covered here Business or related fields.
• Business grasp of on this listing different industry sectors for for this vacancy this vacancy Government Parastatals manufacturing wholesale Agribusiness.
• Knowledge of Bank Credit Products.
• But not limited to for as covered here this vacancy on this listing Agri for for this vacancy this vacancy trade finance project financing and for this vacancy as covered here as covered here others as covered here This as well as as covered here covered here covers at least 4 years' work experience in in the advertised role credit analysis for for this vacancy the two corporate and SME credit applications.
• Excellent understanding of credit and associated risks.
• Analytical and numerate.

Key skills

• Safety & Compliance Auditing
• Credit & Risk Analysis
• Sales Strategy
• Business Development
• Client Relations
• Account Management

How to apply

Apply via for this vacancy the NMB Bank Plc careers portal for on this listing for this vacancy this Senior Credit Analyst.

Apply on the NMB Bank Plc site

Common questions

What role is open?

NMB Bank Plc is recruiting a Senior Credit Analyst.

Where is the job based?

The post is based in Head Office, Hq.

How do I apply?

Submit your application directly on the employer's official portal: Apply on the NMB Bank Plc site