Relationship Manager (SME Banking) at NCBA Bank Tanzania – August 2026
Develop, expand, and manage a portfolio of SME clients to achieve set financial targets in line with overall bank objectives. The Relationship Manager will proactively explore SME clients’ short- and long-term financial goals, conduct needs...
Relationship Manager (SME Banking)
NCBA Bank Tanzania
Job Details
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Job Title: Relationship Manager (SME Banking)
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Job ID: 141124
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Location: Mwanza, Tanzania
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Work Type: Full-time
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Career Level: Middle
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Vacancies: 1 position (Open to both genders)
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Posting Date: August 13, 2026
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Closing Date: August 24, 2026
Job Purpose
Develop, expand, and manage a portfolio of SME clients to achieve set financial targets in line with overall bank objectives. The Relationship Manager will proactively explore SME clients’ short- and long-term financial goals, conduct needs analyses, and maximize bank revenue while minimizing credit risks and providing exceptional service.
Key Accountabilities
1. Financial Performance & Portfolio Growth
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Achieve portfolio financial targets across balance sheet size and Profit Before Tax (PBT).
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Drive growth in deposits (both CASA and Fixed Deposits) and SME loan portfolios.
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Acquire new-to-bank (NTB) SME funded accounts.
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Maintain a high-quality asset book, keeping Non-Performing Loans (NPL) below regulatory percentages and Portfolio at Risk (PAR) within internal bank limits.
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Cross-sell bank products including digital channels, bancassurance, Insurance Premium Financing (IPF), Foreign Exchange (Forex), and Trade Finance products.
2. Internal Business Processes & Governance
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Adhere strictly to credit, regulatory, and bank policy guidelines.
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Ensure 100% adherence to Service Level Agreements (SLAs) and loan turnaround times.
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Resolve internal and external audit findings within the identified quarter or agreed timeframe, with zero repeat findings.
3. Customer Relationship Management
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Maintain an updated CRM database and conduct regular needs analyses for new and existing clients.
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Educate SME clients on loan application procedures, credit maintenance, and account conduct expectations.
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Drive customer satisfaction and relationship retention, measured via Net Promoter Score (NPS) and Customer Satisfaction Index (CSI/RSI).
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Collaborate with Client Service Managers and internal support units to ensure seamless service delivery.
4. Professional Development
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Manage personal development plans, undertake coaching, and participate in training opportunities to enhance technical competencies.
Qualifications & Requirements
Academic & Professional Qualifications
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Education: Bachelor’s degree from a recognized accredited university.
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Experience: Minimum of 5 years of experience in Retail & SME Banking and Relationship Management within a banking or financial institution.
Desired Experience & Competencies
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Proven track record of consistently achieving portfolio financial growth targets.
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In-depth knowledge of local banking regulations, commercial banking practices, products, and operational workflows.
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Strong background in customer experience, credit risk management, and financial analysis.
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Excellent negotiation, interpersonal, and stakeholder engagement skills.
How to Apply
Eligible candidates can submit their application through NCBA Bank Tanzania’s career portal prior to the deadline on August 24, 2026.
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How to approach this opportunity
Before applying for Relationship Manager (SME Banking) at NCBA Bank Tanzania – August 2026, review the requirements carefully, tailor your CV to the role, and follow the instructions shown in the advert before Aug 24, 2026.
- For finance roles, highlight accuracy, reporting tools, cash handling, compliance, risk control, and measurable results.
- Prepare a short application message that mentions the exact job title and why you fit the role.
- Keep your phone and email active after applying so you do not miss interview or assessment updates.
Tailor your CV before applying
For Relationship Manager (SME Banking) at NCBA Bank Tanzania – August 2026, align your CV with the location and role context: Mwanza, Tanzania.
Questions to prepare for
Before interviewing for Relationship Manager (SME Banking) at NCBA Bank Tanzania – August 2026, Mwanza, Tanzania, prepare short answers backed by real examples from your experience.
Describe your experience with financial accuracy, reconciliation, reporting, or cash handling.
How do you ensure compliance and reduce errors in financial work?
Give an example of a report, system, or data you used to improve decisions.
How would you handle a difficult customer, loan, or recovery case professionally?
What steps would you take if you found a difference in accounts, payments, or financial records?
How do you protect customer or company confidentiality in finance-related work?
View sample application letter Dynamic draft tailored to this job post. Edit it before sending.
Refer to the letter heading above, I am writing to apply for the Relationship Manager (SME Banking) at NCBA Bank Tanzania – August 2026 position. After reviewing the advertised requirements, I believe my skills, experience, and commitment to professional results make me a strong candidate for this opportunity.
My background has prepared me to contribute effectively in jobs. I can bring relevant experience, strong attention to detail, and the ability to work responsibly with teams, clients, and organizational priorities. In tailoring this application, I would highlight evidence related to Develop, expand, and manage a portfolio of SME clients to achieve set financial targets in line with overall bank objectives. The Relationship Manager....
I am especially interested in this role because it gives me an opportunity to apply my strengths, support the organization objectives, and continue growing professionally while delivering reliable results.
I have attached my CV and supporting documents for your review. I would appreciate the opportunity to discuss how my qualifications match this position before the application deadline of Aug 24, 2026.
Thank you for considering my application.
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